Helping Kiwis Secure the Right Mortgage

Get expert advice, tailored lending solutions and ongoing support from a team that is committed to your goals every step of the way.

Turning Homeownership Dreams Into Reality

At Mortgage Navigators, we understand that buying a home is one of the most significant financial decisions you’ll ever make. That’s why we’re here to guide you every step of the way with expert advice, a deep understanding of the lending landscape, and a commitment to personalized service. We take the time to get to know you, your goals, and your unique circumstances, so you don’t just get a mortgage, you get the right mortgage.

We are passionate about helping everyday New Zealanders secure their future through smart, tailored lending solutions. Whether you’re a first-time buyer, upgrading your family home, or building your dream property, Mortgage Navigators is here to simplify the process and advocate on your behalf. We’re with you for the long haul, offering honest guidance, clear communication, and solutions that work for your life, not just your loan.

anna johnston mortgage advisor

Why Choose Mortgage Navigators?

At Mortgage Navigators, you’re working with someone who truly gets it. Anna Johnston grew up in Dunedin, ran her own building company, and spent years working with one of New Zealand’s major banks. She’s helped countless Kiwis navigate everything from first-home loans to complex self-employed lending. That mix of local knowledge and real-world experience means you get advice that’s both practical and personal.

Anna set up Mortgage Navigators to make the mortgage process feel less stressful and more empowering. No jargon, no pressure; just honest guidance fit to your situation. Whether you're a first-time buyer or juggling the ups and downs of running a small business, you’ll have someone on your side who listens, explains things clearly, and helps you make confident decisions.

anna johnston mortgage advisor

Meet the Expert Behind Your Mortgage Journey

Founded by Anna Johnston, Mortgage Navigators is built on years of experience in home and business lending. After working with one of New Zealand’s major banks, Anna saw the need for clear, honest advice; especially for self-employed clients and first-home buyers. She started Mortgage Navigators to make the process simple and supportive, cutting through the jargon and focusing on what matters most: helping you make confident, informed decisions about your future.

Our services

  • First Home Buyers

  • New Build Finance

  • Investment Properties

  • Refinancing

  • Mortgage Top-Ups

  • Smart Loan Structures

Learn More

Client Testimonials

  • —Brad Lee, 2022

    “Anna made financing the build for our investment seamless. She understood our investor & self employed needs, handled every step with precision, and gave us total confidence from start to finish. Couldn’t ask for better support!”

  • —Gabrielle Marsh, 2021

    “Working with Anna was an absolute pleasure!

    She made the whole mortgage process feel simple and stress-free. Anna was always available to answer my questions, kept me updated every step of the way, and truly went above and beyond to find the best deal for our situation. I felt fully supported and confident from start to finish. I wouldn’t hesitate to recommend Anna to anyone looking for a knowledgeable, responsive, and genuinely caring mortgage broker!”

  • —Alice Munro, 2022

    “As self-employed business owners, securing finance felt daunting — but Anna made it effortless. She understood our income structure, presented strong options, and got us approved fast. Professional, sharp, and genuinely invested in our success”

  • —Anna & Kyle, 2021

    Anna is incredibly approachable, friendly and most importantly, extremely knowledgeable and professional. She is great at explaining everything lending related in easy terms. I absolutely wouldn't hesitate to recommend Anna to my family, friends and clients. If you're looking for a mortgage broker who will go above and beyond, and is easy to talk to along the way, Anna is your person!

  • —Richard Newcombe & Rachel Jones, 2021

    We could not recommend Anna Johnson more highly! Over the last 10 years, we have had the pleasure of working with Anna, initially during her time with ANZ and later with loan market. Throughout our journey, Anna has consistently gone above and beyond to arrange the financing we needed, especially when our situations were not straightforward.

    Her exceptional communication skills made all the difference, as she kept us informed and assured every step of the way. We always felt like she was truly in our corner, advocating for our best interests.

    If you're considering a mortgage broker, you won’t be disappointed with Anna. Her dedication and expertise are unmatched!

  • —Ally Dunning, 2022

    Thanks to Anna I had an incredibly stress-free experience when trying to restructure my home loans.  Anna was so helpful with my confusing financial needs and I'll be forever grateful to her for seeing what I was after and making it happen! 

Let’s make your mortgage journey simple!